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  4. Chau Pham

Chau Pham, BA, CFP®, TEP

Senior Manager & Client Lead, Financial Education & Employer Services 

Chau Pham

Email
[email protected]

Office Phone
416.642.5576

Mobile Phone
647.861.5824

LinkedIn Profile
Chau Pham

Location
Toronto, Ontario

 “I help people see how their personal experiences and habits shape their financial choices, so they can make decisions that last a lifetime.”

Having immigrated to Canada from Vietnam at age 13, I’ve always been grateful for the opportunities this country has given me and my family. We arrived without a network of friends or relatives to lean on, but we had determination. We knew that to create the life we envisioned, it was up to us to make it happen. That experience taught me the importance of taking control of your future and, most importantly, how financial literacy can open doors to endless possibilities.

My philosophy is simple: Success requires understanding yourself before you can truly understand your finances. This is key to making stronger decisions. How did you get to where you are? Our personality, combined with personal experiences, create behavioural biases that can impact our long-term well-being. I teach people how to understand their behaviours, biases, and where they stand on the financial wellness spectrum. With this awareness, they can make meaningful changes that last.

I’ve worked with clients from all walks of life, from highly financially literate individuals to those who’ve struggled because they haven’t had the right information. Today, through one-on-one conversations or larger seminars, I guide people on how to navigate pension options, retirement strategies, and estate planning.

Before joining CWB Wealth in 2022, I spent three years as a Regional Financial Planner, working primarily with high-net-worth clients, including business owners and retirees. I have a B.A. in Commerce from the University of Toronto, and the CERTIFIED FINANCIAL PLANNER (CFP®) designation. I also hold the Trust and Estate Practitioner (TEP) designations, and have certificates in Retirement Strategy and Advanced Investment Advice from the Canadian Securities Institute. Additionally, I have a U.S. Tax Specialization certificate from the University of Illinois Gies College of Business.