Taxation Strategies

Navigating with intent how and why financial planning works

In this blog we share how the financial planning process works and highlight six key areas an effective plan should focus on. Whether it’s planning for retirement, the purchase of a recreational property, or saving for a child’s post-secondary education, a comprehensive financial plan can help you achieve what matters the most in your life.

Could your years be more "golden" with an insured annuity?

Retirement is often referred to as “the golden years.” Life is thought to be calm and idyllic. This, of course, assumes a sense of confidence around one’s finances. Unfortunately, that’s not always the case.

Grow Together - September 2021

In this issue of Grow Together, we continue showcasing more of our talent from the different organizations. We hope these insights provide you with the thoughtful advice, sound planning, and professional investment management we’re committed to delivering to you.

More than memories: tax considerations in cottage succession planning

Whether you call it a cottage, cabin or chalet, these treasured family retreats are much more than a piece of real estate. In this article, we explore different avenues that a family can take when they are faced with the decision to sell their cottage or keep it for the next generation.

Term vs. permanent life insurance - should you convert?

When picking or converting life insurance, one needs to consider not only the coverage necessary to support their family, but also the timeframe they expect to need the coverage for. While term insurance appears to be a smart solution in the short-term, the premiums can skyrocket after the first or second term (in some cases increasing by over 700%), urging many to drop it before passing away.