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FHSAs can be a versatile savings tool for clients

Veuillez noter que cet article se trouve sur une plateforme tierce et qu'il n'est disponible qu'en anglais.

A client’s expected timeline to purchase a home should be their primary consideration when deciding how to invest in a tax-free first home savings account (FHSA), advisors say.

If the client expects to buy a home within a few years of opening the FHSA, they’d be well advised to restrict themselves to investing in safe and liquid vehicles. [...] However, if a client’s expected timeline is longer — anywhere from five to 15 years, the maximum length of time an FHSA can remain open — they may consider directing part of their assets into riskier investments to better capitalize on the tax-free withdrawal from the new accounts.

Click here to read the full article by Rudy Mezzetta, published by Investment Executive, featuring insights from Aaron Hector, Private Wealth Advisor.

The preceding information is for educational purposes only. As it is impossible to include all situations, circumstances and exceptions in a newsletter such as this, a further review should be done by a qualified professional. No individual or organization involved in either the preparation or distribution of this letter accepts any contractual, tortious, or any other form of liability or its contents or for any consequences arising from its use.