
Fixed Income/Balanced Pools

Leon Frazer Bond Fund
- Core fixed income portfolio designed to protect capital while generating income
- Primarily invests in government and corporate bonds
- Quarterly distribution

CWB McLean & Partners Diversified Fixed Income Pool
- Emphasis on low capital risk and income generation
- Invests in government bonds, corporate debt securities, foreign bonds, and preferred shares
- Quarterly distribution

CWB McLean & Partners Tactical Monthly Income Pool
- Income-focused strategy
- Invests in a broad range of equity and fixed income asset classes, including market alternatives (real estate, global infrastructure, private debt)
- Available in USD and CAD
- Monthly distribution

CWB McLean & Partners Global Balanced Pool
- Diversified global equity and fixed income portfolio
- An efficient “pool-of-pools” approach
- Quarterly distribution
Equity Pools

Leon Frazer Canadian Dividend Fund
- Actively managed portfolio of 30-35 Canadian dividend stocks
- Seeking income growth above inflation with capital appreciation
- Targeting yield 25% greater than the S&P/TSX yield
- Quarterly distribution

CWB McLean & Partners Canadian Equity Pool
- Actively managed portfolio of Canadian equities invested in 35-45 holdings
- Focused on long-term capital appreciation
- Ability to invest in full market cap spectrum within Canada
- Quarterly distribution

CWB McLean & Partners U.S. Equity Pool
- Actively managed portfolio of U.S. equities, invested in up to 55 holdings
- Focused on long-term capital appreciation
- Tax efficient approach to holding U.S. equities
- Available in USD and CAD
- Quarterly distribution

CWB McLean & Partners International Equity Pool
- Actively managed portfolio of equities outside North America, up to 60 holdings
- Focused on long-term capital appreciation
- Ability to invest in full market cap spectrum outside North America, including emerging markets
- Available in USD and CAD
- Annual distribution

CWB McLean & Partners Global Equity Pool
- An efficient “pool-of-pools” approach
- Optimal all-in-one solution with higher exposure to U.S. and international equities
- Available in USD and CAD
- Quarterly distribution

CWB Wealth Small Mid Cap Equity Fund
- Actively managed portfolio focused on North American companies and capital appreciation
- Typically 30-40 holdings
- Companies with market caps ranging from $500M to $10B at time of purchase
- Primarily U.S. companies with up to 30% in Canada and 10% International
- Quarterly distribution
Multi-Manager Strategies

JOV Prosperity Canadian Fixed Income
- Actively managed portfolio of fixed income securities designed to generate income while preserving capital
- Invests in Canadian government and corporate bonds, high quality commercial mortgages, and global income oriented ETFs. This strategy also has a small weighting to high yield securities
- Monthly distribution
- Sub-advised by TDAM, Addenda Capital, Canso Investment Counsel and Forstrong Global Asset Management

JOV Prosperity Canadian Equity
- Actively managed portfolio of Canadian equities constructed to generate long-term capital appreciation
- Primary focus on large cap
- Quality Growth style
- Quarterly distribution
- Sub-advised by CWB Wealth and Guardian Capital

JOV Prosperity U.S. Equity
- Actively managed portfolio of U.S. equities designed to generate long-term capital appreciation
- Primary focus on large cap
- Quality Growth at a reasonable price
- Quarterly distribution
- Sub-advised by Mawer Investment Management, Bristol Gate Capital Partners and MFS Investment Management

JOV Prosperity International Equity
- Actively managed portfolio of international equities designed to generate long-term capital appreciation
- Primary focus on large cap
- Quality Growth at a reasonable price
- Annual distribution
- Sub-advised by Mawer Investment Management and MFS Investment Management

Customized Portfolios
- CWB Wealth has a curated list of the top Canadian investment managers that is not limited to the managers in our JOV Prosperity Pools
- Variety of styles and strategies to meet virtually any investor's needs
Additional Private Wealth Solutions

Alternative Investments
- Direct investing with pre-screened external specialty managers primarily investing in private assets
- Focused asset classes are real estate, infrastructure, and private debt
- Provides enhanced income and diversification with existing public stock and bond portfolios

Custom Segregated Holdings
- Direct ownership of stocks, bonds and preferred shares
- Enables transfers "in-kind”
- Suitable for large account sizes

Estimated Distributions for 2024
- View distribution estimates for various pools and funds we offer
- Please note that these estimates are calculated as of November 13, 2024 and do not include forecasts for the remainder of the year
- Please reach out to your Private Wealth Advisor if you have any questions
CWB Onyx Mutual Funds

CWB Onyx Conservative Solution A
- Target asset allocation: 25% equity and 75% fixed income
- Invests primarily in Canadian, U.S. and international equity securities, securities of REITs, and similar investment vehicles
- Quarterly distributions

CWB Onyx Balanced Solution A
- Target asset allocation: 60% equity and 40% fixed income
- Invests primarily in Canadian, U.S. and international equity securities, securities of REITs, and similar investment vehicles
- Quarterly distributions

CWB Onyx Growth Solution A
- Target asset allocation: 75% equity and 25% fixed income
- Invests primarily in Canadian, U.S. and international equity securities, securities of REITs, and similar investment vehicles
- Quarterly distributions

CWB Onyx Diversified Income Fund A
- Invests primarily in fixed income securities issued or guaranteed by governments and corporations from around the world
- May include convertible debentures, non-investment grade corporate debt, emerging market bonds and preferred shares
- Up to 30% of assets may be invested in foreign securities
- Quarterly distributions

CWB Onyx Canadian Equity Fund A
- Invest primarily in a diverse group of Canadian equity securities and securities of REITs and similar investment vehicles
- Target asset allocation: 98% equities and 2% fixed income
- Assets will not be invested in foreign securities
- Quarterly distributions

CWB Onyx Global Equity Fund A
- Invest in a diverse group of U.S. and international equity securities, and securities of REITs and similar investment vehicles
- Target asset allocation: 98% equities and 2% fixed income
- Up to 100% of the fund’s assets may be invested in foreign securities, and the fund’s holdings in foreign currencies may be actively managed
- Quarterly distributions